Chapter 7 Bankruptcy

Chapter 7 Bankruptcy Services by The Law Office of Brian Juran

Are we struggling? Do we need help with overwhelming debt and relentless creditor calls? Financial stress can feel like a weight that’s impossible to lift. At The Law Office of Brian Juran, located in Kingston, NY, we specialize in Chapter 7 bankruptcy, helping individuals eliminate unsecured debt and regain control of their financial situation. With over 25 years of experience, we’re here to guide you through the process. Call us at (845) 339-4313 to find out how we can help you achieve financial relief.

What is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is a legal process that allows individuals to discharge most unsecured debts, including credit card debt, medical bills, and personal loans. It’s designed to provide a fresh start for those unable to meet their financial obligations. While not all debts are dischargeable, this form of bankruptcy offers significant relief for those facing economic hardship.

How Chapter 7 Bankruptcy Can Help You

Filing for Chapter 7 bankruptcy offers several benefits:

Debt Discharge

Eliminate unsecured debts like credit cards and medical bills.
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Asset Protection

In most cases, you can keep your home, car, and other essential assets.
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Stop Creditor Harassment

Filing immediately stops creditor calls and collection efforts.
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End Wage Garnishments

Prevent further wage garnishments and release frozen bank accounts.
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The Chapter 7 Bankruptcy Process

At The Law Office of Brian Juran, we simplify the Chapter 7 bankruptcy process. Our team will help you:

Evaluate Your Financial Situation

We’ll assess your debts, income, and assets to determine if Chapter 7 is the best option.

Prepare Necessary Documents

We’ll assist in gathering all required paperwork and documentation.

File for Bankruptcy

We will file your case with the court once all documents are ready.

Attend the 341 Meeting

You’ll be required to attend a hearing, which we’ll prepare you for.

Receive Your Discharge

After the legal process is complete, your eligible debts will be discharged.

Who Qualifies for Chapter 7 Bankruptcy?

Only some qualify for Chapter 7 bankruptcy. To file, you must meet specific income requirements, known as the means test. If your income falls below a particular threshold, you may qualify. We’ll work closely with you to determine eligibility and walk you through the process.

Ready to Start Fresh?

Schedule a consultation and take the first step toward financial freedom.

The Law Office of Brian Juran

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