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  • 654 Aaron Court Kingston, New York
  • Hot Line : (845) 339-4313
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Bankruptcy Lawyers Offering Peace of Mind and Financial Relief
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Expert bankruptcy lawyers provide peace of mind and financial relief, guiding you through challenges for a secure, debt-free future.

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Bankruptcy expertise across seven New York counties
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Your Experienced Bankruptcy Attorney in Ulster, Dutchess, Greene, Orange, Columbia, Sullivan, and Putnam Counties

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EXPERIENCED

Over 25 years of experience in bankruptcy law.

Specialized Services

Law office focused exclusively on bankruptcy and debt relief.

number of Cases

Files over 100 bankruptcies per year.

kingston bankruptcy attorney

Your Experienced Bankruptcy Attorney in Ulster, Dutchess, Greene, Orange, Columbia, Sullivan, and Putnam Counties

If you’re facing bankruptcy, it can leave you with more questions than answers. At The Law Office of Brian Juran, we leverage over 20 years of legal experience to help you get back to financial stability. We’re a small firm that provides you with a personal level of service while having the capability to handle both simple and complex bankruptcy cases.

The Law Office of Brian Juran has been a trusted bankruptcy attorney to residents of Ulster, Dutchess, Greene, Orange, Columbia, Sullivan. Our knowledgeable and supportive legal team is excited to meet you and help you live a more comfortable and financially secure life. We can serve you both in person and virtually. Call us today for your free initial consultation!

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OUR SERVICES

Legal Practice Areas

Bankruptcy Law

Bankruptcy: court process for debt relief, with lasting consequences.

Business Bankruptcy

Business bankruptcy: legal option for unsustainable debt, guided by attorney.

Chapter 7 Bankruptcy

Bankruptcy: Chapter 7 for eligible individuals; consult attorney for guidance.

Chapter 11 Bankruptcy

Chapter 11 bankruptcy for financial recovery; seek attorney's assistance.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy: keep property, consult Kingston attorneys for guidance.

Repossession

Loan default: risk of repossession; Kingston attorney can provide assistance.

ATTORNEY / FOUNDER

Brian Juran

Experience & Background

“I’ve helped more clients through their bankruptcy than any other attorney in Ulster County, thousands of bankruptcies handled.”

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Why Choose Us?

Our High-Quality Legal Services

During your initial consultation, we’ll sit down with you over the telephone to examine your case. Depending on your type of debt and whether you’re a business owner, we can help you identify which form of bankruptcy may be right for you. Our bankruptcy attorneys will then walk you through the process and answer any questions you may have. We’re skilled at simplifying complex legal concepts and are committed to keeping you informed and knowledgeable every step of the way.

Our services include, but are not limited to:

  • Bankruptcy Law
  • Chapter 7 Bankruptcy
  • Chapter 11 Bankruptcy
  • Chapter 13 Bankruptcy
  • Repossession
  • Wage Garnishment Removal
  • Vehicle Repossession Claims
  • Help With Frozen Assets and Bank Accounts
  • Bank Account Freezing
  • Liens & Judgements
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Testimonials

Excellent
Based on 64 reviews
Nina Bernard
Nina Bernard
Brian Juran is an exceptional lawyer. He and his staff navigated my case with precision, demonstrating a deep understanding of the law. I felt confident and well-informed throughout the process, thanks to their clear communication and empathetic approach. I highly recommend Juran for anyone seeking top-notch representation.
Ryan Schoenau
Ryan Schoenau
Brian made the entire process seemless, from start to finish everything was clear and concise. At first I had alot of fear going into the whole process of bankruptcy but Brian made me feel reassured and made the whole thing feel so easy and stress free. Im breathing easy now, a huge weight lifted off my shoulders, and i get to be in the same club as a former mayor of NYC, moviestars, and even president! Stop living with crushing debt and persistent debt collectors and call Brian today!
Sal DeRosalia
Sal DeRosalia
I would highly recommend the Law Office of Brian Juran to anyone looking for a fresh start. Brian and his team are a pleasure to work with. They personable, stay on task, and help with my legal matters.
Caitlin Shuford
Caitlin Shuford
Brian, Keri and Fernanda are the absolute all star team! They have been absolutely wonderful to work with and I would highly recommend them to anyone and everyone.
Mike Hitchcock
Mike Hitchcock
They helped me go through the process very easily and without judgement,everyone in the office was very professional,also efficient in informing me what I had to do and they needed to perform their jobs . thank you very much.
Todd Cole
Todd Cole
Mr. Juran, was extremely helpful with my legal issues. Thank you.
Bonnie Drayton
Bonnie Drayton
Brain and his team worked hard and diligently to represent me. Their dedication to my case superseded my expectations. Highly recommend.
Debbie Jennino
Debbie Jennino
I highly recommend Brian Juran as the best bankruptcy attorney around, he’s not only knowledgeable but he’s compassionate towards his customers. His office staff are helpful and polite. Brian kept me calm and guided me every step of the way. Call his office you won’t be disappointed!
Althea Vasquez
Althea Vasquez
If I could give more stars I would Brian and Fernanda did an amazing job and made me feel at peace knowing everything would be fine and taken care of when I was struggling mentally and physically thinking it was not possible or I wouldn't qualified but they tell you 100th percent the truth. I couldn't be happier.
Cheyenne Freiermuth
Cheyenne Freiermuth
The thought of going through the bankruptcy process was a huge stress for me until I found this Law Office. Brian is a saint! He truly cares, and does all he can to provide the best service possible. His staff is wonderful, and I couldn’t be more thankful for all the help they have provided for my family and I! If you’re in need of a bankruptcy lawyer look no further! I promise you won’t find anyone better than Brian!
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OUR TEAM

Most Successful Expert & Attorney works with our Team

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Fernanda

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Brian Juran

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Keri

kingston bankruptcy attorney

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Email Address

brianjuranlawoffice@ gmail.com

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(845) 339-4313

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Bankruptcy Law

Bankruptcy Law in Ulster, Dutchess, Greene, Orange, Columbia, Sullivan, and Putnam Counties

For residents who are facing large amounts of debt, understanding one’s options for gaining financial peace of mind is incredibly important. If you are struggling with debt, you should know that you have options available to you. One option may be filing for bankruptcy. If you have questions about filing for bankruptcy in Kingston, schedule a free consultation with a skilled Kingston bankruptcy attorney to learn more.

About Us

What Is Bankruptcy?

Bankruptcy is the court-facilitated process through which a debtor seeks relief from some or all of their debts. It’s important to understand that filing for bankruptcy is not a fix-all; while filing for bankruptcy can stop creditors from collecting debt and may discharge most or all unsecured debts, filing for bankruptcy also has consequences. For example, filing for bankruptcy will remain on one’s credit report for years to come, and can negatively impact the ability to get a loan, start a new line of credit, or even secure employment in certain industries. What’s more, depending on the type of bankruptcy that you file for, you may also have to give up assets in order to have your debts discharged.

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What Is Bankruptcy?

Bankruptcy is the court-facilitated process through which a debtor seeks relief from some or all of their debts. It’s important to understand that filing for bankruptcy is not a fix-all; while filing for bankruptcy can stop creditors from collecting debt and may discharge most or all unsecured debts, filing for bankruptcy also has consequences. For example, filing for bankruptcy will remain on one’s credit report for years to come, and can negatively impact the ability to get a loan, start a new line of credit, or even secure employment in certain industries. What’s more, depending on the type of bankruptcy that you file for, you may also have to give up assets in order to have your debts discharged.

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Business Bankruptcy New York

Just like individuals, businesses sometimes reach a point where their debt-to-income ratio is unsustainable. While businesses may have various options, including dissolving the business in order to pay off creditors, one option may be filing for business bankruptcy. A Kingston bankruptcy attorney with experience working with businesses can guide your company through the process and support your interests along the way.

Business Bankruptcy in Kingston, New York

There are three primary types of bankruptcy that can be filed by businesses:
  • Chapter 7 bankruptcy. Chapter 7 bankruptcy, or liquidation bankruptcy, can be used by both individuals and small businesses, including corporations, partnerships, and sole proprietorships. This type of bankruptcy is used by a business when there is no hope of restructuring; the debt burden is too high and the business’s income and assets are too low. During this type of bankruptcy, a trustee will be appointed who will be responsible for distributing business assets to creditors. At the end of the case, remaining debts will be discharged.
  • Chapter 13 bankruptcy. Chapter 13 bankruptcies are for individuals. As such, they can be used by businesses that are classified as sole proprietorships, but not partnerships and corporations. In a Chapter 13 bankruptcy, a business owner will enter into a repayment plan with creditors that lasts for up to five years. At the conclusion of the five years, remaining debts will be discharged.
  • Chapter 11 bankruptcy. For businesses that may have the ability to turn things around, Chapter 11 bankruptcy is best. This type of bankruptcy is used by businesses large and small — GM, Chrysler, and even Apple have all filed for a Chapter 11 bankruptcy at some point. Known as a reorganization bankruptcy, a Chapter 11 allows a business to work with creditors to file a detailed reorganization plan that includes repayment for some debts.

Why Work with a Kingston Bankruptcy for Business Attorney?

For businesses that are insolvent and are looking for ways to improve their financial future and keep the business afloat, filing for bankruptcy may be the best — and only — option. Before making that decision, though, it is strongly recommended that you consult with a skilled bankruptcy for business attorney who can advise you of your options and help you to understand which type of bankruptcy is best. Filing for bankruptcy is a big undertaking and a legal process. What’s more, the outcome of a bankruptcy will have a significant impact on your future and the viability of your business. Filing for bankruptcy on your own, especially as a business owner, is not recommended.

Call our Kingston Bankruptcy Attorneys Today

If you have questions about filing for bankruptcy as a business owner, working with an attorney is strongly advised. An attorney can guide you through the various options for bankruptcy and the process for each. To learn more, schedule a consultation with a bankruptcy for business attorney in Kingston at your convenience. You can call The Law Firm directly today or send a confidential message online.

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Chapter 7 Bankruptcy in Ulster, Dutchess, Greene, Orange, Columbia, Sullivan, and Putnam Counties

When you have accumulated tens of thousands of dollars of debt and aren’t sure which way to turn or how you will ever escape the deep financial hole you’re in, filing for bankruptcy may be an option. For individuals, there are two common types of bankruptcy: Chapter 13 and Chapter 7. A Chapter 7 bankruptcy is for individuals who pass the means test. Read more below about Chapter 7 bankruptcy filings, and call a Kingston bankruptcy attorney directly for a free consultation about your case.

Who Can File for Chapter 7 Bankruptcy?

As mentioned, only those debtors who pass a means test can file for a Chapter 7 bankruptcy. If a person has too many “means,” — i.e., income and assets — then they will need to file a Chapter 13 bankruptcy, which will require the debtor to enter into a repayment plan with creditors that will last for between three and five years before debts are discharged.

Usually, if a person makes less than the median income in their state, they pass the means test. If you make more than the median income, you may still qualify for a Chapter 7 bankruptcy if you don’t have enough disposable income to repay a portion of your debts.

How a Chapter 7 Bankruptcy Works

The biggest disadvantage of filing for bankruptcy is that bankruptcy will significantly impair one’s credit score, making it very difficult to secure a loan or a line of credit, buy a home, get approved on a rental application, or even get a job, for years to come. One of the advantages of filing for a Chapter 13 rather than a Chapter 7, though, is that in a Chapter 13 bankruptcy, the bankruptcy filing will only remain on one’s credit report for seven years; it remains for 10 years following a Chapter 7 bankruptcy.

Another benefit of filing for a Chapter 13 bankruptcy is that usually one can keep more of their assets, such as a home.

Is Bankruptcy Right for Me?

It can be difficult to know whether bankruptcy is the right avenue. If you are unsure, you should speak with a financial professional, an attorney, or both. Usually, bankruptcy is considered to be a last-resort option and one that you should pursue only after exhausting other debt-relief methods, such as debt consolidation and creditor negotiation.

Call Our Kingston Law Firm Today

Filing for bankruptcy is an intimidating process, and one that can be legally complex and overwhelming. As you navigate the bankruptcy process in Kingston, consider working with a skilled Kingston bankruptcy lawyer. An attorney can help you to understand your rights and options, prepare your case, represent you in bankruptcy court, and more. Call our Kingston bankruptcy law firm today for the support and guidance you need.

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Chapter 11 Bankruptcy in Ulster, Dutchess, Greene, Orange, Columbia, Sullivan, and Putnam Counties

Businesses that are insolvent and facing a large amount of debt may need to consider filing for bankruptcy. In some cases, bankruptcy is the only option for keeping a business’s doors open and regaining its financial footing. While there are different types of bankruptcy for businesses, Chapter 11 bankruptcy is one of the most common. To learn more about Chapter 11 bankruptcy and how a Kingston bankruptcy attorney can help, reach out to The Law Firm today.

What Is a Chapter 11 Bankruptcy?

Colloquially referred to as a reorganization bankruptcy, a Chapter 11 bankruptcy is designed for businesses that have enough assets and income to stay afloat and work with creditors to repay a portion of debts. What’s more, because a Chapter 11 is the most expensive and complex bankruptcy type, a business must have the resources to successfully navigate this type of bankruptcy. That being said, a Chapter 11 bankruptcy can be incredibly beneficial long-term — businesses like K-mart, General Motors, United Airlines, and other large corporations have filed for this type of bankruptcy in the past.

How a Chapter 11 Bankruptcy Works

Standing in sharp contrast to a Chapter 7 bankruptcy — where a business or individual liquidates what little assets they have in order to pay creditors — in a Chapter 11 bankruptcy, the business will work with creditors to create a reorganization plan that serves the creditors’ best interests. In order for a reorganization plan to be approved by the court, it must be fair and equitable, within the best interests of the creditors, be proposed in good faith, and actually be feasible and realistic.

If the business doesn’t propose a plan that is approved by creditors, then creditors will work together to design a plan. Examples of provisions of a restructuring agreement might include downsizing the business, selling certain assets, or renegotiating debts. The details of a Chapter 11 bankruptcy can play out in many ways, and each case is unique. In most cases, the business will continue operating throughout the bankruptcy case.

It’s also important to note that while a successful reorganization may be the goal, it doesn’t always work. If attempts to reorganize and stick to the plan that’s agreed upon by all parties involved in the bankruptcy case fail, a business may have to liquidate its assets, including intellectual property.

Work with a Kingston Chapter 11 Bankruptcy Attorney

One of the most important things to know about a Chapter 11 bankruptcy is that this type of bankruptcy is very complex when compared to other bankruptcy types. Legal representation is an absolute prerequisite when filing for a Chapter 11 bankruptcy. An attorney can help you to understand whether or not a Chapter 11 is the best option for you, what restructuring your debts might look like, what your rights and obligations are, and more. To learn more about Chapter 11 bankruptcies in Kingston, call The Law Firm directly today or send a message online.

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Chapter 13 Bankruptcy in Ulster, Dutchess, Greene, Orange, Columbia, Sullivan, and Putnam Counties

If you have accumulated a large amount of debt but are still working and earning an income, one option for financial relief may be to file for a Chapter 13 bankruptcy. Unlike a Chapter 7 bankruptcy, filing for a Chapter 13 bankruptcy can allow you to keep some of your property. If you have questions about filing for a Chapter 13 bankruptcy in Kingston or other options for debt-relief, call our Kingston bankruptcy attorneys directly today for the help and support you need.

What Is a Chapter 13 Bankruptcy?

There are two types of bankruptcy that are most commonly filed by individuals: Chapter 7 and Chapter 13. Both of these bankruptcy types will result in the automatic stay going into effect at the moment that you file — the automatic stay is an immediate hold on creditors’ right to continue to collect on debt while the bankruptcy claim is pending. Additionally, both types of bankruptcy can result in some debts being discharged.

The primary difference between the two bankruptcy types is that a Chapter 7 bankruptcy is a liquidation bankruptcy and a Chapter 13 bankruptcy is a wage-earner’s bankruptcy. Under the former, a person will need to liquidate their assets, and must be of limited financial means in order to qualify; under the latter, a person will enter into a repayment plan that lasts for three to five years. At the end of the repayment plan, remaining debts will be discharged.

What Are the Benefits and Disadvantages of a Chapter 13 Bankruptcy?

The biggest disadvantage of filing for bankruptcy is that bankruptcy will significantly impair one’s credit score, making it very difficult to secure a loan or a line of credit, buy a home, get approved on a rental application, or even get a job, for years to come. One of the advantages of filing for a Chapter 13 rather than a Chapter 7, though, is that in a Chapter 13 bankruptcy, the bankruptcy filing will only remain on one’s credit report for seven years; it remains for 10 years following a Chapter 7 bankruptcy.

Another benefit of filing for a Chapter 13 bankruptcy is that usually one can keep more of their assets, such as a home.

Are All Debts Dischargeable?

One common mistake that people make — and one of the reasons that it’s so important to work with a Kingston bankruptcy attorney — is assuming that all debts are dischargeable in a bankruptcy filing. However, while consumer debts, like credit card debt, are dischargeable, things like student loan debts, child support debt, and alimony debts are not dischargeable.

Talk to a Kingston Bankruptcy Attorney Today

If you are thinking about filing for bankruptcy but don’t know where to start, consult with an experienced Kingston bankruptcy attorney. An attorney can answer your questions about bankruptcy in general and the different types of bankruptcy, and guide you in filing for your Chapter 13 bankruptcy. Consultations are offered free of charge. Reach a bankruptcy attorney in Kingston today to get started.

 
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Repossession in Ulster, Dutchess, Greene, Orange, Columbia, Sullivan, and Putnam Counties

Most consumers in America purchase large items, such as a vehicle or a home, with the help of a loan. And while a person may be bound to loan terms, falling behind on loan payments happens. When it does, the lender may have the right to repossess the property for which the loan was granted. If you are at risk of repossession, or if you have recently had property repossessed, here’s what you need to know about the process and how a Kingston attorney can help.

What Is Repossession?

Repossession refers to the right of a lender to reclaim ownership over property that has not been paid off. Most commonly, it is vehicles that are repossessed, although repossession isn’t limited to vehicles — home foreclosures are also a type of repossession. If a borrower fails to make a payment on time or in full, the lender has the right to repossess the asset in question.

How Does Repossession Work?

While a lender can technically repossess property as soon as the borrower is delinquent, usually, a borrower has missed multiple payments before repossession occurs. Typically, the lender will work with a third-party company to handle the repossession, such as a car towing company that specializes in this.

It’s important to note that repossession isn’t just about losing your property; the damages are more significant than that. In addition to having your property taken from you, a repossession will show up on your credit report and will significantly damage your credit score. You may also be turned over to a debt collection agency, could be sued in court, and could even have your wages garnished in order to pay off the remaining balance on the property.

How to Avoid Repossession

If you are unable to make payments on an asset such as a car, a piece of jewelry, furniture, or your home, it is best to take action sooner rather than later; once repossession happens, it is very hard to reverse.

The first thing that you should do if you are falling behind on payments is to talk to the lender and see if restructuring your loan terms is possible. With the help of a Kingston repossession attorney, you may be able to negotiate terms that are more favorable.

Another option to avoid repossession is to consolidate your debt, which means moving all of your loans into one single loan. If you have friends or family who can help, asking them to assist you in making payments short-term could help you to avoid repossession, too.

Finally, if you have exhausted all other options, filing for bankruptcy is a possibility. When you file for bankruptcy, the automatic stay will go into effect and creditors will be barred from collecting on debt or repossessing assets until the case is complete.

Call a Kingston Repossession Attorney Today

Repossession can be scary and frustrating. If you are risking repossession or have recently had your vehicle or another asset repossessed, don’t hesitate to connect with a skilled Kingston repossession attorney. Call immediately for a consultation and an overview of your rights.

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The Law Office of Brian Juran

Experience & Background

Brian Juran graduated New York Law School in 1995 and then worked for a private law firm in the Kingston area. He then gained a burning desire to help clients in need of a bankruptcy to help their personal lifestyles improve.

In 1999 he started his own law firm focusing on helping individuals and families file for bankruptcy protection, and allowing them to eliminate all of their credit card debt, while still being able to keep their home and their automobiles.

Since then, the business has grown to a size that allows him to assist people from Greene, Columbia, Dutchess, Sullivan, Orange and Ulster County. Since 1999 Mr.Juran has filed hundreds and hundreds of successful bankruptcy petitions helping thousands of people and their families and allowing them to stop the harassing telephone calls from debtors.

Licenses And Credentials

Attorney Brian Juran is admitted into NY State as well as both Federal Courts allowing all bankruptcies to be filed in the United States District Court of the Northern District or Southern District.

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